Smart Money Moves: A Teen’s Guide to Financial Literacy helps teens take charge of their money and future. Written by accountant and financial literacy coach Monique J. Muhammad, this practical guide makes budgeting, saving, and smart spending easy to understand. Teens will learn how to handle allowance or job income, avoid debt traps, and build habits that lead to financial freedom. With real-life examples, challenges, and activities, this book is the perfect starting point for any teen ready to make smart money choices today.